:root{--ink:#1f2328;--ink2:#4b5158;--muted:#6b7177;--cream:#f6f5ee;--paper:#fffdf7;--line:#e4e1d4;--olive:#556b2f;--olive2:#455723;--olive-soft:#f4f7e8;--lime:#e0ff66}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font:400 17px/1.65 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif}
a{color:var(--olive)}a:hover{color:var(--olive2)}
img{max-width:100%;height:auto}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.nav{background:var(--ink);color:#fff;position:sticky;top:0;z-index:10;border-bottom:1px solid rgba(255,255,255,.08)}
.nav-in{display:flex;align-items:center;gap:20px;height:60px}
.logo img{display:block;height:30px;width:auto}
.nav-links{flex:1;display:flex;gap:22px;justify-content:center;font-size:14px}
.nav-links a{color:rgba(255,255,255,.72);text-decoration:none}.nav-links a:hover{color:#fff}
.btn,.btn-ghost{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;font-weight:600;text-decoration:none;padding:12px 20px;font-size:15px;line-height:1.2}
.btn{background:var(--olive);color:#fff}.btn:hover{background:var(--olive2);color:#fff}
.btn-sm{padding:9px 14px;font-size:14px;white-space:nowrap}
.btn-lime{background:var(--lime);color:var(--ink)}.btn-lime:hover{background:#d2f53d;color:var(--ink)}
.btn-ghost{border:1.5px solid var(--olive);color:var(--olive);background:transparent}
.btn-ghost.light{border-color:rgba(255,255,255,.4);color:#fff}
.crumbs{font-size:13px;color:var(--muted);padding:22px 0 0;display:flex;gap:8px;flex-wrap:wrap}.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--ink)}
.article-wrap{max-width:780px}
.kicker{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--olive);font-weight:700}
h1,h2,h3{color:var(--ink);line-height:1.15}
h1{font-family:"Big Shoulders Display",Inter,sans-serif;font-weight:900;font-size:clamp(38px,6vw,58px);letter-spacing:-.005em;margin:10px 0 14px;text-transform:none}
.art-head{padding:18px 0 8px}
.meta{color:var(--muted);font-size:14px;margin:0}
.answer{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--olive);border-radius:14px;padding:18px 22px;margin:22px 0}
.answer-label{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--olive);font-weight:700;margin-bottom:4px}
.answer p{margin:0;font-size:18px;line-height:1.55}
.toc{background:transparent;border:1px solid var(--line);border-radius:14px;padding:12px 20px;margin:0 0 10px}
.toc summary{cursor:pointer;font-weight:600;font-size:15px}
.toc ol{margin:10px 0 4px;padding-left:20px;font-size:15px;columns:2;column-gap:28px}.toc li{margin:3px 0;break-inside:avoid}
.toc a{color:var(--ink2);text-decoration:none}.toc a:hover{color:var(--olive)}
.prose h2{font-size:28px;margin:44px 0 12px;letter-spacing:-.01em;scroll-margin-top:80px}
.prose h3{font-size:20px;margin:28px 0 8px}
.prose p,.prose li{color:#2b3036}
.prose ul,.prose ol{padding-left:22px}.prose li{margin:5px 0}
.prose blockquote{margin:24px 0;padding:16px 22px;background:var(--olive-soft);border-radius:14px;border-left:4px solid var(--olive);font-size:18px}
.prose blockquote p{margin:6px 0}
.prose code{background:#eceadf;padding:1px 5px;border-radius:5px;font-size:.9em}
.table-wrap{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:12px;background:var(--paper)}
.table-wrap table{border-collapse:collapse;width:100%;font-size:15px;min-width:520px}
.table-wrap th,.table-wrap td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.table-wrap th{background:#efeddf;font-weight:600;font-size:13px}
.table-wrap tr:last-child td{border-bottom:0}
.cta-box{margin:34px 0;background:var(--ink);color:#fff;border-radius:18px;padding:24px 26px}
.cta-box .cta-kicker{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--lime);font-weight:700}
.cta-box .cta-title{font-family:"Big Shoulders Display",Inter,sans-serif;font-weight:900;font-size:30px;line-height:1.1;margin:6px 0 6px;color:#fff}
.cta-box .cta-text{color:rgba(255,255,255,.75);margin:0 0 16px}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap}
.cta-box .btn{background:var(--lime);color:var(--ink)}.cta-box .btn-ghost{border-color:rgba(255,255,255,.4);color:#fff}
.faq{margin-top:48px}.faq h2,.sources h2,.related h2{font-size:26px;margin:0 0 14px}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:12px;margin:8px 0;padding:14px 18px}
.faq summary{cursor:pointer;font-weight:600}.faq details p{margin:10px 0 0;color:#2b3036}
.sources{margin-top:40px;font-size:15px}.sources ul{padding-left:20px}.sources li{margin:4px 0}
.small{font-size:13px;color:var(--muted)}
.related{margin:48px 0 56px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}
.card{display:flex;flex-direction:column;gap:6px;background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:18px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.card:hover{border-color:var(--olive);transform:translateY(-2px);color:var(--ink)}
.card-kicker{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--olive);font-weight:700}
.card-title{font-weight:700;font-size:17px;line-height:1.3}
.card-text{font-size:14px;color:var(--muted);line-height:1.45}
.hub-head{padding:48px 0 18px;max-width:760px}.hub-head p{font-size:19px;color:var(--ink2)}
.hub-section{margin:40px 0}.hub-section h2{font-size:30px;margin:0 0 4px}.hub-blurb{color:var(--muted);margin:0 0 16px}
.final{background:var(--ink);color:#fff;margin-top:20px}
.final-in{padding:56px 20px;text-align:center;max-width:760px}
.final h2{color:#fff;font-family:"Big Shoulders Display",Inter,sans-serif;font-weight:900;font-size:clamp(34px,5vw,48px);margin:0 0 12px}
.final p{color:rgba(255,255,255,.75)}.final .cta-actions{justify-content:center;margin:22px 0 10px}
.final-note{font-size:14px}
.foot{background:#16191c;color:rgba(255,255,255,.6);font-size:14px}
.foot-in{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:32px 20px}
.foot-links{display:flex;flex-wrap:wrap;gap:14px 22px;align-items:flex-start;max-width:560px}
.foot a{color:rgba(255,255,255,.7);text-decoration:none}.foot a:hover{color:#fff}
.tool{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:20px 22px;margin:24px 0}
.tool label{display:block;font-size:14px;font-weight:600;margin:12px 0 4px}
.tool input,.tool select{width:100%;max-width:260px;font:inherit;font-size:16px;padding:9px 11px;border:1px solid #cfcbbb;border-radius:10px;background:#fff}
.tool-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:4px 18px}
.tool-out{margin-top:18px;padding:16px 18px;background:var(--olive-soft);border-radius:12px}
.tool-out .big{font-family:"Big Shoulders Display",Inter,sans-serif;font-weight:900;font-size:40px;line-height:1;color:var(--ink)}
.tool-out p{margin:6px 0 0}
.print-sheet table{min-width:640px}.print-sheet td{height:30px}
@media print{.nav,.final,.foot,.sticky-cta,.crumbs,.answer,.toc,.cta-box,.faq,.sources,.related,.no-print{display:none!important}body{background:#fff}.table-wrap{border:0}article:has(.print-sheet) .art-head,.prose:has(.print-sheet)>*:not(.print-sheet){display:none!important}}
.sticky-cta{display:none}
@media (max-width:720px){body{font-size:16px;padding-bottom:64px}.sticky-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:20;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:var(--ink);color:#fff;font-size:14px;font-weight:600;box-shadow:0 -6px 20px rgba(0,0,0,.18)}.nav-links{display:none}.nav-in{justify-content:space-between}.toc ol{columns:1}.hide-sm{display:none}.prose h2{font-size:24px}.cta-box{padding:20px}}